Key Differences from TIF April 2019 Products Vs. July 2020 Products
- Updated, new A5 Size & more detailed policy wordings
- Same wording for direct & referral, meaning auto accepted conditions have been removed
- Revamped Cruise Non-Medical
- Enhanced Platinum cancellation terms
- NEW Staycation & Biketours Products!
- Updated scripting and policy wording, includes coronavirus exclusions
- Fairer pro rata refunds on AMT policies
- Simplified activity packs
- Can now start AMT policies up to 60 days in advance, rather than 30
- End Supplier Failure now available on Non-Cruise Silver, Non-Cruise Gold & Non-Cruise Platinum policies
- Onward connections cover (for 1 connection only)
- Electrical Items now included in valuables section
- Cover for event tickets
- Gadget cover included across ALL cruise policies as standard!
- Formal cruise attire delay is now also covered on non medical cruise policies
Product Range Overview
Simplified Activity Packs
The updated packs are now:
- Activities covered as standard
- Extended risk activities cover
- Higher risk activities cover
- Winter Sports is no longer included in the activity packs. This is only covered when the specific Winter Sports Add on is purchased.
Policy Cancellation Terms
Also see Scheme Renewal Doc and Scheme Renewal Benefits Table