Do we class counselling as a form of medical treatment and does it need declaring?

We do class counselling as a form of medical treatment and all psychological conditions still always need declaring on Aggregator policies.

However, in regards to our new TIF policies, it is up to the customer to tell us, if it fits within our Gatekeepers. For instance, if they have a condition that they've had reoccurring treatment for i.e. more than one counselling session in the last 2 years, we would need to screen for the condition they have had the counselling for.