TIF PRODUCTS (SOLD FROM APRIL 2019) - Can we cover a customer that has symptoms but has had tests and there is no medical condition but is still being monitored on a policy?

The medical risk rating tool cannot cover symptoms by themselves. If the symptom is related directly or indirectly related to a declared medical condition, these conditions would need to be declared.

With general minor symptoms, if these are to do with any of TIF's Gatekeepers, please send your query over to TIF, with relevant referral information and the customer's medical screening. TIF then can assess on a case by case basis.