TIF PRODUCTS (SOLD FROM APRIL 2019) - Can a customer work abroad or do hazardous activities on a policy?

Any working holidays or activity based trips must be referred to TIF. To refer something to TIF, please complete the quote, not giving the customer the price or reference number and answer the following questions:

  1. What scheme/policy? e.g. Aggregator, Silver, Gold, Plus Cruise?
  2. Screening document/s attached?
  3. How many people travelling?
  4. What are the ages of each person travelling?
  5. Where are they travelling to?
  6. Trip start and end dates?
  7. What activity / type of work are they looking to do?
  8. Where relevant please provide details and a link to the website. For example, if completing an organised trip with various activities, or taking part in an organised trip where they will be "working", please provide a copy of the web address.

For sports activities:

  1. Will this be competitive and if yes, amateur or professional?
  2. Will it be fundraising? Note: We cannot cover competing at a professional level.

For work activities:

  1. Is this voluntary or paid work?
  2. Do they have related work experience?
  3. Does it involve any manual work or working with animals?
  4. How often will they be participating in the activity or working?

Please CC in the TL's via the following email address: insurance.managers@holidayextras.com and email to TIF via: underwriting@tifgroup.co.uk