TIF PRODUCTS (SOLD FROM APRIl 2019) - Customer is 16 & had an accident 4 years ago, breaking their leg. Doctors have put in a growth plate & the customer is waiting to have it removed. Do I need to declare just a broken bone?

If the growth plate was to treat the broken leg 4 years ago, you would screen the underlying condition which would be a broken bone/leg. You would also need to read the awaiting treatment statement to the customer i.e. no cancellation or curtailment...