No. TIF have said on this matter, "As claims arising directly or indirectly from the abuse of alcohol or drugs, is a specific exclusion. Therefor, we ask for the linked conditions not to be screened. It does not prevent a person from taking a policy or screening other conditions, (providing they do not have liver cirrhosis) but in the event of a medical claim, they should be aware that we would seek information from both the treating doctor and the clients GP, (with their consent) and if it was deemed to be a contributory factor in the medical emergency, then it is quite likely that the claim would not be paid."