• Essential (TIF) - Can a customer choose to exclude cover, for their medical conditions on our policies?
• Essential (TIF) - Can we arrange cover for a customer that has been given a terminal prognosis? 
• Essential (TIF) - Can we cover someone who is on a medical or drugs trial?
• Essential (TIF) - Do we cover pregnancy?
• Essential (TIF) - Do we cover psychological conditions?
• Essential (TIF) - Do we have to declare any dental treatment?
• Essential (TIF) - Will the medical rules be the same as the other TIF policies? e.g awaiting treatment for a confirmed diagnosis, meaning we can offer cover, minus cancellation or curtailment for the condition awaiting treatment etc