Essential (TIF) - What are the Gatekeepers?

All TIF Gatekeepers

1. Have you or anyone named on this policy ever been diagnosed or received treatment for:

  • Any type of heart or circulatory condition
  • Any type of stroke or high blood pressure?
  • Any type of breathing condition (such as Asthma)?
  • Any type of cancer (even if now in remission)?
  • Any type of diabetes?
  • Any type of bowel condition or disease (such as IBS)?

2. In the last 2 years have you, or anyone who is insured under this policy:

  • Been treated for any medical condition which has been deemed or referred to as a serious or re-occurring medical condition?
  • Been asked to take regular prescribed medication?
  • Been referred to a specialist or consultant at a hospital for tests, diagnosis or treatment?

3. Are you, or anyone who is insured under this policy waiting for any tests, treatment or a non-routine hospital appointment?


4. Has your doctor altered your regular prescribed medication in the last 3 months?