- UK : England, Wales, Scotland, Northern Ireland and the Isles of Man.
- Europe 1 : Continent of Europe west of the Ural mountains, including the Republic of Ireland, Isle of Man, Channel Islands and all countries bordering the mediterranean sea, as well as Madeira, the Azores * Excluding Spain, the Canaries, Turkey, Cyprus, Malta, Egypt, Israel, Libya, Algeria, Jordan, Syria and Switzerland.
- Europe 2 : As Europe 1, but including Spain, the Canaries, Turkey, Cyprus, Malta and Switzerland.
- Worldwide 1 : Anywhere excluding Cambodia, Japan, Mexico, Singapore, Sri Lanka, South Africa, Thailand, Vietnam, the United States of America, Canada Greenland, Cuba and the Caribbean.
- Worldwide 2 : Anywhere excluding the United States of America, Canada, Greenland and the Caribbean.
- Worldwide 3 : Anywhere in the world.
Please note, for holidays within the UK, Medical and Repatriation cover is limited to £1000 per person, as you will be able to obtain treatment free of charge from the NHS.