Latitude (AGA) - Which conditions are automatically covered on an agent referral policy?

If the customer has one (and only one) medical condition and it is listed below they do not need to declare it.

Providing if they need to make a claim arising from that condition, their doctor must confirm in writing the date of diagnosis, that the condition was stable prior to travel and that there was no foreseeable reason why they should need to claim on this policy: 

  • Acid reflux
  • Acne
  • Arthritis
  • Asthma (if well controlled by using inhalers only)
  • Diabetes (type 2 only, if well controlled and no associated conditions e.g. Glaucoma or other eye problems, kidney problems or peripheral vascular disease)
  • Dyspepsia (Indigestion)
  • Glaucoma
  • Gout
  • Hernia
  • Hypertension (high blood pressure)
  • Hyperthyroidism (overactive thyroid)
  • Hypothyroidism (underactive thyroid)
  • Irritable bowel syndrome
  • Meniere’s disease
  • Migraine
  • Varicose veins